Home Ownership: Is It the Right Move for Doctors?
For doctors, buying a home often represents more than just an investment—it’s a symbol of stability after years of moving through training, rotations, and long shifts. With a reliable income and access to specialist mortgage options, you might feel ready to make that leap. But before you start scrolling through property listings, it’s important to […]
How to Get a £1M+ Mortgage as a Doctor
Your guide to high-value mortgages, without the headaches For many doctors, buying a high-value home isn’t just a dream—it’s a well-earned reality. But once you’re looking at properties with price tags north of £1 million, things can get a little more complicated. The good news? As a medical professional, you’re in a great position to […]
Navigating IMG Mortgage Applications: A Guide for International Medical Graduates
Becoming a doctor is an impressive accomplishment, but for International Medical Graduates (IMGs), securing a mortgage can present unique challenges. As an IMG, you may face additional hurdles such as proving your income, handling visa status issues, or navigating unfamiliar financial systems. However, with the right advice and the right mortgage products, homeownership can still […]
The Benefits of a 0% Green Further Advance from Nationwide for Doctors
As a medical professional, securing a mortgage that meets your financial needs while also supporting sustainability is an ideal scenario. With the increasing focus on energy efficiency and environmentally friendly home improvements, Nationwide Building Society offers a Green Further Advance, allowing homeowners to borrow additional funds at a zero interest rate to make eco-friendly upgrades. […]
Stamp Duty Changes in 2025: What Doctors Need to Know
What do the proposed stamp duty changes mean for doctors buying a property in 2025? As a medical professional, navigating the complexities of buying a home can be challenging—especially when it comes to understanding the nuances of stamp duty. With significant changes to stamp duty rates coming in 2025, it’s important for doctors and healthcare […]
Green Mortgages and Energy Performance Certificates: Key Benefits for Homebuyers in the Medical Profession
As a medical professional, you understand the importance of health—not just for your patients, but for the environment as well. In an era of rising energy costs and growing environmental awareness, sustainable living has become a priority for many. For those looking to buy a home, green mortgages and Energy Performance Certificates (EPCs) present an […]
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How to Get a Mortgage as a Locum Doctor
Applying for the Mortgage: Dr. Patel worked closely with her mortgage adviser, ensuring they understood her locum journey. Generally, lenders prefer at least a 12-month track history but this is not always the case. Doctors Mortgages can help locum’s with just 3 months payslips. 3. Maintain a Good Credit Score: Your creditworthiness matters. Pay bills on time, […]
Why do doctors need a specialist mortgage broker?
If you are a doctor looking for a mortgage, you might think that your high income and stable profession would make it easy for you to get approved by any lender. However, you might be surprised to learn that many doctors face challenges and difficulties when applying for mortgages, due to their complex and variable […]